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Jumbo Loans

Financing for Higher-Value Homes

When your financing needs exceed conventional conforming loan limits, a Jumbo Loan can provide the flexibility you need.

Vision One Mortgage offers competitive Jumbo financing solutions for qualified borrowers purchasing or refinancing higher-value properties.

Jumbo Loan Highlights

  • Financing above conventional conforming loan limits
  • Competitive fixed-rate and adjustable-rate options
  • Purchase, rate/term refinance, and cash-out refinance options
  • Financing for primary residences, second homes, and investment properties
  • Available for qualifying higher-value and luxury properties
  • Flexible loan structures for qualified borrowers
  • Various down payment and loan-to-value options available
  • Financing options for 1–4 unit properties, subject to program guidelines 

Jumbo Purchase Loans

Purchasing a higher-priced home may require financing beyond the limits of a traditional conforming mortgage.

Our Jumbo Loan programs provide financing options for qualified borrowers looking to purchase:

  • High-value primary residences
  • Luxury homes
  • Second and vacation homes
  • Eligible investment properties

Jumbo Refinance Options

Already own your home? Jumbo refinancing may provide options to restructure your existing mortgage or access available equity.

  • Rate/Term Refinance
  • Cash-Out Refinance
  • Fixed and adjustable-rate options
  • Flexible loan amounts based on program eligibility

Financing Designed for Bigger Opportunities

Jumbo financing doesn't have to mean a complicated mortgage process. Our experienced mortgage professionals can review your financial goals and help identify a Jumbo Loan program that fits your financing needs.

Explore Your Jumbo Options | Contact a Loan Officer

All loan programs are subject to borrower and property qualification, underwriting approval, program availability, and applicable lending guidelines. Rates, terms, loan amounts, loan-to-value limits, credit requirements, reserve requirements, and other program guidelines are subject to change without notice. Additional restrictions may apply. This is not a commitment to lend.