Header Tag
Header Tag
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily, we're here to help you choose the best type of home loan for your needs.
Get StartedWhat are Non-QM Loans?
Non-QM loans (Non-Qualified Mortgages) provide flexible mortgage solutions for borrowers who do not meet the strict criteria for traditional mortgages. Perfect for self-employed individuals, real estate investors, and those with unique income sources, Non-QM loans offer an alternative path to homeownership.
Who Benefits from Non-QM Loans?
Features of Non-QM Loans
Why Opt for a Non-QM Loan?
Non-QM loans are designed to help those who cannot secure financing through conventional means. Whether you're looking to invest in property, expand your portfolio, or buy a home, Non-QM loans can provide the flexibility you need to achieve your financial goals.
Ready to Take the Next Step?
Unlock your potential in the real estate market today with a Non-QM loan tailored to your unique financial needs. Contact us now to learn more about our flexible loan options or to start your application process. Let us help you secure the financing you deserve.
Non-QM (Non-Qualified Mortgage) loans offer a variety of types designed to meet the unique needs of borrowers who don't fit the standard criteria for a qualified mortgage. Here are some common types of Non-QM loans:
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...