(949) 253-3480

Conventional Loans

Flexible financing options for primary residences, second homes, and investment properties. 2026 Conforming Loan Limits

  • 1 Unit — $832,750
  • 2 Units — $1,066,250
  • 3 Units — $1,288,800
  • 4 Units — $1,601,750
  • Higher conforming loan limits available in designated high-cost areas

Program Highlights

  • Purchase, Rate/Term & Cash-Out Refinance
  • Primary Residence, Second Home & Investment Properties
  • Fixed-Rate & Adjustable-Rate Options
  • High-Balance Conventional Financing
  • HomeReady® & Home Possible®
  • 3% Down Payment Options for Qualified Borrowers
  • Flexible Mortgage Insurance Options
  • Financing available for 1–4 unit properties