Recent Articles
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger Data Last Week Caused a Slight Rate Bump
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Hybrid STR Investor Loan Guide Smarter Financing for Airbnb and Vacation Rental Investors Powered by Vision One Mortgage | NMLS #7861
Unlock Better Financing for Your Short-Term Rental Investments Your Airbnb deal shouldn’t die in underwriting. Discover how hybrid STR investor loans help you qualify using real booking revenue — even when traditional DSCR math says “no.” [Download Your Free Guide] (CTA button) Get the insider playbook for STR financing — built for investors who want smarter leverage, lower down payments, and entity-friendly structures.
Published on 11/08/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
How do reverse mortgages stack up against other financial options?
While traditional refinancing and home equity loans require steady income and monthly payments, a reverse mortgage offers a flexible alternative for homeowners 62 and older. It provides access to home equity that can supplement retirement income, cover unexpected expenses, or eliminate existing mortgage payments — all while you continue living in your home.
Published on 10/30/2025
Why did mortgage rates go up even though the Fed cut rates?
Because the Fed controls short-term rates, not mortgage rates. Mortgage rates follow the bond market — and if investors think inflation might rise or the economy’s still strong, long-term rates (and mortgage rates) can actually move higher even after a Fed cut. #MortgageRates #FedCut #RealEstateTips #HomeLoans #VisionOneMortgage #MarketUpdate #Mortgage101
Published on 10/29/2025